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Capital Palm Partners has been serving the financial needs of credit borrowers and real estate investors for many years. Throughout our tenure, our financial firm has helped many A-C credit borrowers obtain loans for a variety of purposes ranging from construction and development, large commercial real estate acquisitions, smaller investment property purchases for fix and or flip or buy and hold strategies, business financing, working capital and recreational loans for boats and RV's. We even provide loan information to help our capital seekers understand the complexity of credit underwriting and credit risk.
By offering a wide variety of loans and commercial mortgage options, we can assist our clients with different goals, different projects and credit challenges they may face. We are able to provide this service because we not only can fund loans directly, but we have also teamed up with other lending sources and financiers to maximize our portfolio of loan products to better assist you with your endeavors. We call these lending sources our "Partners", which our name stems from.
From Lending, Loan Structure, and loan support, our lending experts take their time to work with borrowers so that they can fully understand individual credentials, loan purpose, financial payments, goals, loan documentation, loan pricing and risk mitigation assessments; thus, providing both loan officer and loan counselor services.
At Capital Palm Partners, we believe that people make all the difference at any company. That said, we hire loan originators with backgrounds in business banking, investment banking, retail banking, retail mortgage services, corporate finance, mortgage underwriting and more.
Our people understand money on all levels ranging from your monthly payment to secondary market trading with commercial mortgage-back securities (CMBS), debt and equity financing and investment traunches.
By taking the comprehensive approach on all levels, we can provide you, the customer, a company that was built for you.
At Capital Palm Partners, we created a business model that allows borrowers to have access to many types of loans at one place instead of constantly shopping around at many. This model also allows our personal relationship bankers to get to work with our customers on a long-term basis.
When customers come to Capital Palm, they will never experience high broker fees. In fact, our customers will see little to no broker fees at all because our company has special arrangements with our PARTNERS to further allow our customers to benefit from our services. We don’t want to help you just once, we want to work with you for a lifetime. Furthermore, by establishing ourselves as “Bankers”, you will gain higher levels of trust in us when we demonstrate professionalism and integrity back to you.
Customers will find loan products available for acquisitions and recapitalization of both debt and equity funds, as we utilize loan programs available through retail lending sources, private mortgage pools (Funds), credit default swaps (CDS) and more.
RV loans / Motor Homes
Non CRE (Commercial Real Estate):
Real Estate Investor Loans:
CRE W or W/O a business - Non Bank
Primary & Secondary Market Lending
Alternative Lending (A-C Credit)
Private Commercial Lending
CRE with or W/O a business - Bank
REIT Loan Programs
Conventional Bank Loan
In Commercial Lending, bankers from around the world use the 6 C's of commercial mortgage lending to help in determining the eligibility of commercial loan application packages. Some non-bank lenders, private lenders, venture capitalists and hard money lenders may also refer to the 6 C's as well. Therefore, make sure you have your presentation fully ready when you go to apply for a loan.
The 6 C's of commercial lending are:
Company’s capitalization, reserves, statement, net worth, etc.
Borrowers should demonstrate the ability to repay the loan.
Borrowers should show a debt-service-coverage ratio of at least 1.30 and above
Borrower's character, integrity and professionalism.
Business analysis and valuation, as well as a feasibility study of competition and the marketplace.
Borrowers should provide a strong collateral consideration and other securities.
Some of our loans start at $10,000. Our Maximum ceiling is $150,000,000.
Not lending is all States. Please inquire within:
Auto Repair shop loan (Limited)
Commercial Real Estate property mortgage
Day Care Center loans
Debt Consolidation Loans
Development Projects, Ground Up Construction
Doctor/ Veterinarian/ Dentist practices
Dry Cleaner loan
Equipment loans / Financing
Funeral Home loan
Hair Salon Loan
Hotel Loans, Motel Financing
Industrial Complex Loan
Mixed Use Property Loan
Medical Facility Loan
Mixed Use Property loans
Multifamily Loan, Apartment Building financing
Office Building loan
Payment Process / Merchant Services
Preferred Equity Loans ($10M+)
Retail Shopping Center loan
Senior Housing Loan
Storage Facility Loan
Tractor Trailer Loan
CRE loan documentation should include the following:
The project’s executive summary and history,
Financial statements of the borrower and the business,
Schedules of real estate owned,
A summary page of any recent appraisals,
Details of paid-to-date costs and costs to complete, and
Pro forma cash flow. Other documents may be required as well.
WHAT DOES CAPITAL PALM PARTNERS DO WITH YOUR PERSONAL INFORMATION?
With the exception of information you provide through this website's contact form, we only collect general demographic data (if available through Google Analytics) and we DO NOT COLLECT PERSONAL INFORMATION THROUGH THIS WEBSITE. Any available demographic information collected will be used to enhance our company marketing and on-line presence only.
Any personal information provided to our company is submitted through directly remitted forms that a borrower downloads from this website (or emailed upon request) and completes the forms outside this website). Once an applicant submits personal information through a specified email or USPS mailing address, our in-house staff will review pertinent data to determine preliminary qualifications of a loan request. And, depending on the evaluated scores determined, Capital Palm Partners will process that request in-house or become a broker and submit your information to one of our lending partners for further loan approval consideration.
Capital Palm Partners does not distribute consumer or business information to any 3rd party and, at all times, the company maintains security locks on all information received.
Additional questions may be asked directly by calling 407-278-1466